Pre-Purchase Class
In order to ensure every person applying to purchase a PSHH home is ready to be a successful homeowner, PSHH requires applicants to attend a four hour homeownership education class. This class is conducted by PSHH certified homeownership counselor, Brenda Cunningham, a National Mortgage License Servicer (NMLS #66572)
Topics discussed during the class include:
Topics discussed during the class include:
- Are You Ready to Become a Homeowner?
- Understanding the Home Buying Process
- Household Budgeting - Managing Your Finances
- Am I Credit Worthy? A Look at Credit Reports
- Home Maintenance Basics
- How to Avoid Becoming a Victim of Predatory Lending
- Foreclosure Prevention
Pre-Purchase Individual Credit and Budget Counseling
Once you have completed the homeownership education class, our certified counselors are available to assist you in resolving any credit or budget issues in order for you to become a successful homeowner. They will also walk with you through the process of selecting the location of your home, customizing your floor plans and building specifications, obtaining affordable financing, and understanding the details of all mortgage documents and paperwork. Our counselors are available to meet with you at your convenience to discuss any questions or concerns you may have.
Post-Purchase Homeownership Counseling
PSHH homeownership counselors are available to meet with you after you move into your new home to discuss any questions or concerns you may have. PSHH is committed to ensuring the success of our homeowners and we are ready to assist you as you enjoy your new home in the years ahead!
